EMPLOYEE BENEFITS COVERAGES AND SERVICES OFFERED BY
JPH Consulting Group, Inc. :
| MEDICAL CARE: | LIFE INSURANCE: |
| - HMO/EPO | - Individual |
| - POS/PPO | - Key Man |
| - Comprehensive | - Buy/Sell |
| - HRA/HSA | - Dependent |
| - Dual Option | - Survivorship |
| - Alternate and Self-Funding | - Split Dollar |
| - AD & D | |
| DENTAL CARE: | |
| - Scheduled | GROUP LIFE: |
| - Reasonable & Customary | - Salary Based |
| - Dual-Option/DMO/PDO | - Flat Amount |
| - Self-Funded | - Term |
| - UL | |
| VISION CARE: | |
| - Exams | WORKERS COMPENSATION: |
| - Hardware | - Consulting |
| - Claims Management | |
| PRESCRIPTION DRUG PROGRAMS: | - Claims Audits |
| - Carve Out | - Safety Programs |
| - Discount Card | |
| - Audits | ADDITIONAL SERVICES: |
| - Wellness Programs | |
| DISABILITY PROGRAMS: | - Claims Audits |
| - DBL | - EAPS |
| - STD | - Group Legal |
| - LTD | - Cafeteria Administration |
| PENSIONS: | SUPPLEMENTAL PROGRAMS: |
| - Defined Contribution | - Accident |
| - 401 (k) | - Cancer |
| - 403 (B) | - Critical Illness |
| - Profit Sharing | - Disability |
| - Defined Benefit | - GAP Plans |